THE ROLE OF THIRD PARTY FUNDS ON DISTRIBUTION OF WORKING CAPITAL LOANS AND INCOME AT PT BANK SULSELBAR MAROS BRANCH

Mohamad Ali Wairooy, Andi Fitriya A.R

Abstract


The purpose of this study was to determine the role of third party funds in the distribution of working capital loans and income at PT Bank Sulselbar Maros Branch. The type of research used is descriptive qualitative where the author describes the results of observations and analyzes based on 2016-2018 data obtained in the field. The writing of this final project is the result of research conducted at PT Bank Sulselbar Maros Branch. After conducting research and analyzing the discussion, it was found that: 1) Third party funds play an important role in the distribution of working capital loans; 2) The purpose of capital credit is to assist the business of individual customers or business entities that need funds to expand their business; 3) PT Bank Sulselbar Maros Branch earns income from interest on placement of third party funds with other banks, income from loan interest and income from Fee Based Income.


Keywords


Third Party Funds, Working Capital Loans, Income, PT Bank Sulselbar

Full Text:

PDF

References


A. Buku

Dendawijaya, Lukman. 2009. Manajemen Perbankan. Jakarta: Ghalia Indonesia.

Ikatan Akuntansi Indonesia (IAI).2015. Standar Akuntansi Keuangan (PSAK), Jakarta: Salemba Empat.

Ismail. 2010. Manajemen Perbankan, Jakarta: Kencana.

Kasmir. 2016. Analisa Laporan Keuangan, Jakarta: PT Raja Grafindo Persada.

Mulyono, Teguh Pudjo. 2013. Manajemen Perkreditan bagi Bank Komersil, Yogyakarta: BPFEE.

Suyatno.2007. Kalembagaan Perbankan, Jakarta: PT Gramedia Pustaka Utama.

Harahap, Sofyan Syafri. 2002. Teori Akuntansi, Jakarta: PT Raja Grafindo Persada.

B. Tugas Akhir, Jurnal dan Artikel

Oktafany, Mega.2018, Prosedur Pemberian Kredit Modal Kerja Pada PT Bank Sulselbar Cabang Pembantu Daya Makassar, Tamalanrea.

C. Peraturan Perundang-undangan

Undang-Undang Republik Indonesia Nomor 10 Tahun 1998 tentang perubahan atas Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan.

Peraturan Internal Bank, Standar Operasional Prosedur (SOP) PT Bank Sulselbar.

Undang-Undang Nomor 23 Tahun 1999 tentang Bank Indonesia.

Undang-Undang Republik Indonesia Nomor Tahun 2009 pasal 4, 7 dan 8.

Peraturan Bank Indonesia Nomor 8/13/PBI/2006 tentang perubahan atas peraturan Bank Indonesia Nomor 73/3/PBI/2005 tentang Batas Maksimum Pemberian Kredit Bagi Bank Umum.

Peraturan Bank Indonesia Nomor 19/6/PBI/2017 tentang perubahan kelima atas Peraturan Bank Indonesia Nomor 15/15/PBI/2017 tentang Giro Wajib Minimum.

D. Sumber Lainnya

Rivai. 2004. tentang kredit. (Online)

(https://www.maxmanroe.com/vid/finansial/pengertian-debit-dan-kredit.html)




DOI: https://doi.org/10.26618/jeb.v16i1.5811

Refbacks

  • There are currently no refbacks.


Copyright (c) 2019 Jurnal Ekonomi Balance

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

View My Stats

Flag Counter