DAMPAK TEKNOLOGI DALAM TRANSAKSI BISNIS UMKM. PILAR, [S. l.], v. 11, n. 2, p. 52–63, 2021. DOI: 10.26618/ffmdty89. Disponível em: https://journal.unismuh.ac.id/index.php/pilar/article/view/4929. Acesso em: 26 mar. 2026.